Expense tracking software can help you keep track of every penny spent, and can be helpful for small businesses. Some of these programs can automatically categorize expenses and tag them as tax-deductible or non-deductible. Some also allow you to enforce daily dollar allowances, and they can even remind you when expenses are due. This makes the...

The best way to start planning your personal budget is to determine how much you can realistically spend on your essentials. You can also save up for irregular expenses such as child care or holiday travel. A simple plan is best for people who have a fixed income and monthly expenses. If you have a low income, you may have...

The first step to establishing a personal budget is to identify your expenses. These are the fixed, monthly expenses you cannot avoid. These include your mortgage or rent payments, car payments, set-fee internet services, trash pickup, and regular childcare. Other expenses include your standard credit card payments, savings amounts, and debt...